July 2, 2026FHA mortgage insurance (MIP) comes in two parts. You pay a one-time upfront premium of 1.75% of your base loan…- July 2, 2026FHA guidelines set a 500 minimum credit score. A score of 580 or higher qualifies you for the low 3.5%…
- July 2, 2026FHA loans require a down payment of 3.5% of the purchase price if your credit score is 580 or higher,…
- July 2, 2026The best mortgage lender for a first-time buyer is the one that matches your loan type, income documentation, and timeline…
- June 24, 2026FHA loans require a minimum 580 credit score for 3.5% down, or a 500-579 score with 10% down. You also…
- June 16, 2026A denial from a large national lender does not mean you do not qualify for a mortgage. It often means…
- June 10, 2026Joe Rogan, the podcaster, comedian, and UFC commentator left behind the high taxes and restrictions of California for a lavish…
- May 12, 2026A Profit and Loss mortgage is a non-QM loan that lets self-employed borrowers qualify using a 12- to 24-month CPA-prepared…
- May 12, 2026A bank statement loan qualifies self-employed borrowers based on 12 to 24 months of personal or business bank deposits rather…
- May 12, 2026Self-employed borrowers have three primary mortgage paths: conventional loans, FHA loans, and bank statement loans. Conventional and FHA loans both…
