Skip to main content
Skip to footer
Opens in a new tab
Author:
Charlie Cooper
What Are Bank Statement Loans and How Do They Work?
October 15, 2026
Learn what bank statement loans are, how bank statement underwriting turns your deposits into income, and which self-employed borrowers they…
First-Time Home Buying Process: From Preapproval to Closing
October 10, 2026
Learn the first time home buying process step by step: preapproval, house hunting, offer, inspection, appraisal, underwriting, and closing, plus…
How Much Money Does a First-Time Homebuyer Need in Texas?
October 10, 2026
See the full cost of buying a house in Texas: down payment, closing costs, earnest money, prepaids, reserves and monthly…
First-Time Homebuyer FAQs: Gifts, Co-Borrowers, Previous Ownership and More
October 8, 2026
First-time homebuyer FAQs on gift funds, parents as co-borrowers, owning a home before, new jobs, and self-employed or commission income,…
What Does “First-Time Homebuyer” Mean?
October 8, 2026
Not every first-time homebuyer is a first-time owner. See how the three-year rule and its exceptions define the term, plus…
1099 Mortgage FAQs: Common Questions Self-Employed Borrowers Ask Us
October 3, 2026
Answers to real 1099 mortgage questions: write-offs, income history requirements, switching from W-2, and how it compares to a bank…
1099 Mortgage Rates, Down Payment, and Cost Considerations
September 30, 2026
See what a 1099 mortgage actually costs: interest rates, down payment requirements, and fees, and how they differ between standard…
How to Evaluate a Lender for a 1099 Mortgage
September 30, 2026
Learn what to ask a 1099 mortgage lender before you apply, from the gross income percentage they use to program…
What Mistakes Do First-Time Home Buyers Make During the Mortgage Process?
September 30, 2026
Avoid the first-time home buyer mortgage mistakes that delay or derail approval, from new debt and credit inquiries to unexplained…
1099 Mortgage Application Mistakes to Avoid
September 30, 2026
Learn the most common 1099 mortgage mistakes that delay or derail approval, from commingled accounts to industry switches, and how…
1
2
3
…
5
→