Skip to main content
Skip to footer
Author:
kendall.mendoza@austincapitalmortgage.com
Should You Use a P&L or Bank Statement Loan to Buy a House?
August 28, 2026
TLDRBoth P&L loans and bank statement loans exist to help self-employed borrowers qualify without W-2s or standard tax return income.…
What Is a 1099 Mortgage and How Does It Work?
August 28, 2026
TL;DRA 1099 mortgage is a home loan that lets self-employed borrowers, freelancers, and independent contractors qualify using 1099 income instead…
Are Bank Statement Loans More Expensive Than Conventional Mortgages?
August 28, 2026
TL;DRBank statement loans may have higher interest rates and fees than conventional loans because they use an alternative way to…
Bank Statement Mortgage FAQs: Deposits, Accounts, Tax Returns and More
August 28, 2026
TL;DRA bank statement mortgage lets a self-employed borrower qualify using 12 to 24 months of bank deposit activity instead of…