Individual Mortgage Strategies for the Individuals We Serve

We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes in Texas, Colorado, Florida, Tennessee, and Arizona.

Are you ready to speak with someone right now? Call us at (512) 891-0778.

How it Works

We’ll work with you to find the right loan and reach your financing goals, whether you’re buying a house or refinancing.
1
Tell us about your financing needs. We’ll use our experience to recommend options.
2
Together we’ll submit your application, gather documentation, and work through processing your loan.
3
You close on your new mortgage once it’s approved, taking the next step with your financing goals.

Begin your loan journey today!

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

In what ZIP code do you need a loan?
I want to refinance
2 women sitting on outdoor covered patio

How Financing Can Help

Whether you’re purchasing or refinancing a home or other property, it’s a major investment. We’re here to help you find the financing that’s right for you to help you take the next steps.

Together, we’ll determine your needs and help you understand your financing options. Speak with our experienced team to learn more about our loan programs.

  • Range of loan options to find financing that best fits your goals
  • We’ll work with you to consider your personal financial needs
  • Options for no closing costs, term lengths, and adjustable or fixed rates

Mortgage FAQs

It’s normal to have questions when financing a home or other property. We’ve answered frequently asked questions to help guide you.

We’re here to answer any other questions you have. Call us at (512) 891-0778.

What information should I have available when I am ready to apply?

For your initial pre-qualification we’ll ask questions about your income, assets, credit history and employment.

Once you start the application process we’ll need to verify the information you gave us with specific documentation, such as your last two years of income tax returns, bank statements, pay stubs and documents pertaining to other personally owned real estate. You’ll receive notification in writing of required documentation needed to obtain a final approval. In some cases, our Underwriting Department may request additional information.

Do I need to find a home before I apply?

No!  Getting started before you find a home may be the best thing you could do!

If you get started before you have a property to purchase, we can issue a pre-qualification subject to you finding the perfect home, which you can use to assure real estate brokers and sellers that you are a qualified buyer. Getting pre-qualified for a mortgage will even give more weight to any purchase offer you make.

When you find the perfect home, you’ll need to call your Loan Originator and provide your signed purchase agreement to complete your application. You’ll then have an opportunity to lock in our great rates and fees and we’ll complete the processing of your loan.

What are the benefits of owning a house? What are the advantages over renting?

There are many advantages to homeownership:

A sound investment – When you carefully choose a home you can afford, the payoff can be great. As a homeowner, instead of paying rent to a landlord, each month when you make your mortgage payment, you are building equity in a place of your own. The more mortgage payments you make, the more equity you’ll have. And unlike most things you buy, a home can actually appreciate in value as time passes, building more equity.

Tax advantages – The mortgage interest and real estate taxes you pay are tax deductible which can reduce your tax bill.
Real estate is marketable.
You can make your own decisions about design and décor.
You can invest in upgrades that will not only bring you pleasure but can also add to the value of the property over time.
You have control over the piece of property. You are not answering to a landlord.

I’ve heard about getting a Pre-Qualification, but what’s the advantage if I haven’t even started looking for a house yet?

You wouldn’t go shopping for a new car without knowing how much you can afford. Why would buying a home be any different?

Pre-Qualification Today = Less Stress House Shopping Tomorrow

Let’s face it. One of the most stressful things about buying a home is adjusting to your new mortgage payment. Knowing your family’s financial boundaries before shopping for your new home can make the process go much more smoothly.

Your pre-qualification is an essential tool when house shopping, because it…

Determines what homes are in your price range
Assures real estate brokers and sellers that you are a qualified buyer
Can be used to your advantage in future negotiations

What Our Customers Are Saying

Star Star Star Star Star
Kind, Professional, Patient
Paul is excellent. I definitely recommend him to anyone looking for buying a home in Houston, TX. He went above & beyond for me and made my first time buying experience. He is professional and always available to any questions I had. He answered my doubts and questions kindly, professionally and patiently. Paul was incredibly valuable in helping me buy my home, and the loan process was so fast and easy.
Husniye Imamoglu
Houston
10/12/2021
Star Star Star Star Star
Paul went above and beyond!
Paul went above and beyond for us. We recently moved to Houston and wanted to purchase a house. We did not have a credit score which made getting a mortgage seem impossible. However Paul secured a mortgage for us and was always available to answer all our questions. If I could give him 10 stars I would. I cannot recommend him enough.
Rianna Rambalack
Houston
07/09/2022
Star Star Star Star Star
Excellent from start to close

We received our home loan for our first home through Austin Capital Mortgage and their service was excellent from start to closing. We shopped around at several lenders and our loan originator, Rachel Brown, not only got us the best rate, but also provided us with the the best service. As first time home buyers we were initially confused by a lot of the jargon and costs, but she carefully went through and explained each component of the loan and closing costs to us. We never had an issue contacting her and always received a prompt response to our questions. Thank to Rachel, we went into closing feeling confident and competent.

Kyle Marshall
Austin
09/03/2020
Star Star Star Star Star
BOOM POW BAM

Charlie and Adrienne are like the Mortgage Industries Batman and Robin! They fight off evil rates, and like BOOM POW BAM our closing costs were thousands lower then any of the other 4 lenders, and we closed in less then 30 days! They always had time for questions, and we never once felt neglected! One phone call and all questions were answered. These guys rock and thank you from the bottom of our hearts for making our home ownership dreams come true!

S E
Austin
10/15/2020
Star Star Star Star Star
Stress free first time buying experience!
Buying our first home in today’s markets would not have been possible without Paul Mitchell. He went above & beyond for us and made our first time buying experience stress-free!

I highly recommend Paul to anyone looking to purchase a future home. He truly is the best of the best!

Jodie Buchanan
Houston
08/25/2021
Star Star Star Star Star
So easy!

My wife and I just purchased our first home and Austin Capital Mortgage made things SO much easier for us! Everyone we spoke to was very knowledgeable, professional and went out of their way to make the home buying process very easy on us. We worked with Charlie Cooper and Adrienne Sanchez who were always available to talk, no matter the time of day. We absolutely recommend Austin Capital Mortgage to any and everyone! Give them a call so they can help you too!

James Knight
Austin
01/03/2021
Star Star Star Star Star
Joy to work with

Worked with Austin Capital Mortgage on our first purchase and refinance and their team was a joy to work with. They made everything very easy and stress free for us. First-class organization and people!

Daniel Gonzales
Austin
03/03/2021
Star Star Star Star Star
Exceptionally helpful
Mr. Mitchell is exceptionally helpful and experienced about what is needed to get an approved loan. In our case, Paul was able to work through some obstacles to help get us approved, and dedicated a lot of his time to do this. I strongly recommend Paul Mitchell as your next loan officer!
Rodolfo Vallarta
Houston
07/12/2022
Star Star Star Star Star
So fast and easy
Paul was incredibly valuable in helping me buy my home, and the process was so fast and easy. Finding the right home for me in this market has been hard, but Paul made the loan process convenient and effortless. His response time is quick, and he made me feel like I was his only client. I would highly recommend Paul and his team for anyone in need of a mortgage or refinance.
Lisa Aquino
Houston
08/04/2021
Star Star Star Star Star
Very smooth experience

We just closed on our first home after working with Rachel Brown, and we couldn’t be more thankful for her help! Overall the experience went very smoothly (despite the current craziness of the housing market), and we felt well-informed each step of the way. It was very apparent Rachel had our best interests at heart, and she really went the extra mile to ensure we were being put in the best position possible. Would definitely recommend her and the team at Austin Capital Mortgage- we will certainly be returning to them with any future needs!

Regina Pesek
Austin
04/03/2021
Star Star Star Star Star
Great experience, great rate!

We had such a great experience with the team at Austin Capital Mortgage! They got us a great rate and worked quickly to finalize our refinance. Everything was so easy and seamless, I highly recommend.

Lauren Rohr
Austin
04/03/2021
Star Star Star Star Star
Austin Capital Mortgage finds you the right loan

I’ve used Austin Capital Mortgage for several home loans/refinances and it’s always been a simple process and we get a great deal on our loan. What I like most about working with the team is they don’t just put you in a loan and walk away. They make sure they get the right loan for you and do a lot of number crunching to show you costs over time and exactly how much you’ll pay and save. Was a bit worried about doing our latest refi during the pandemic, but again they made it super easy. Uploaded all the documents to a secure portal, did most of the closing online and they had a remote notary meet us at a location we chose to do the final signings. Cannot say enough good things about this team, give them a call and get some great advice on refinancing or getting a mortgage.

Andrew Hefele
Austin
04/03/2021
Star Star Star Star Star
Excellent customer service!
My husband found Paul online and decided to go with him because of his great reviews. I’d have to say I agree with everyone else and we could not have asked for a better lender associate to help us through the home buying process, especially since we are first time home buyers. Paul went above and beyond for my husband and I. We had to do the loan application process three different times because of random snags we ran into, and Paul found a way for things to work every time. My husband is a co-owner of a home remodeling business, which apparently is a ‘conflict of interest’ to some lenders, so Paul found a way to allow us to continue on the loan process for the home we wanted to buy and renovate. After Harvey hit, we ended up having to back out of the home purchase anyway because it flooded. A week after we backed out of that purchase, we found a brand new home for sale in Jordan Ranch, and Paul was able to close in 3 weeks time! We requested to close before our wedding and honeymoon, and Paul was able to make it happen! He provided excellent customer service the whole time and walked us through everything the entire way. My husband has high expectations for people’s knowledge in their industry, and Paul always impressed us. I will always remember and appreciate Paul and would recommend him to anyone.
Lauren Leudecke
Houston
08/09/2018
Star Star Star Star Star
Fast and efficient

We recently just refinanced our home and rental property with Austin Capital Mortgage. Jeff Wilkinson made it easy from start to finish. He was patient and tried to get me the best interest and the best loans to meet my needs. Communication is important and he was always very prompt at returning my calls and kept me up to date the whole time. The whole process from start to finish was fast and efficient. I would definitely be using Austin Capital Mortgage for my next loan. I have already recommended them to 2 of my friends

Jen Reeves
Austin
04/03/2021
Star Star Star Star Star
Austin Capital Mortgage saved the day!

Charlie Cooper came in and saved the day! Our previous lender was limited in who they could us for an appraiser and we decided to shift gears at the last minute given their significant delays. Charlie answered our call promptly and he and his team were able to go in and help us get the appraisal and close in just under 2 weeks from my original call! Thank you Charlie and the Austin Capital Mortgage Team for helping us get our dream home!

Nick Thomas
Austin
04/03/2021
Star Star Star Star Star
I highly recommend Austin Capital Mortgage

Rachel Brown did a tremendous job for us. She was very attentive to our needs and always available whenever we had questions. I highly recommend Austin Capital Mortgage only because of the hard work that Rachel did for us. She is the person you want helping you with one of the biggest purchases you’ll make.

Scott Buchman
Austin
06/03/2021
Star Star Star Star Star
HIGHLY Recommend Rachel

Rachel and her team were amazing!!! Rachel stepped in when a major lender dropped the ball and got us to closing in an extremely short period of time. She is very knowledgeable, available, and efficient. We would not be closing without her hard work and dedication to doing the right thing and providing outstanding customer service. HIGHLY recommend Rachel and her team at Austin Capital Mortgage.

Mike Beal
Austin
07/03/2021
Star Star Star Star Star
Always a great experience!

Always a great experience with this team. Very responsive and very efficient. Tommie and the rest of the team under Charlie do a terrific job at keeping you in the loop. Given this crazy market, they were able to stay in line with our timing expectations and even delivered ahead of what we had hoped for. I look forward to working with them again on our future mortgage/loan needs!

Joshua Goodman
Austin
08/03/2021
Star Star Star Star Star
We would not go anywhere else!

Rachel is a consummate professional and a true pleasure to work with. She takes as much of the paperwork and lift off of her clients as possible and is always very helpful in guiding through the process. When our first appraisal came back lower than anticipated she offered to pay for a second appraisal without us having to ask or suggest it. We love Rachel and her team and would not go anywhere else!

Kathleen Meza
Austin
09/09/2021
Star Star Star Star Star
Always available!
Paul was extremely knowledgeable and helpful with coaching us through our first home buying experience. He is also very responsible and always available to answer any questions throughout the mortgage process. I highly recommend Paul and his team.
Casey Pillitere
Houston
10/22/2021
Star Star Star Star Star
Best mortgage company!

They are the best mortgage company! No one can compare when you need to get your clients to close efficiently and quickly! I highly recommend!!…

Cindy Josey
Austin
09/10/2021
Star Star Star Star Star
Professional, personable, knowledgeable and reliable

We have used Charlie Cooper and Adrienne Sanchez for over ten 10 yrs for multiple mortgages and refi’s and we can’t say enough about how great they are to work with. Charlie and Adrienne are so professional, personable, knowledgeable and reliable and it’s always a pleasure to work with them. There is no need to go any place else for a mortgage or refi. Austin Capital Mortgage should be your go to mortgage destination.

Suzanne Madison
Austin
09/23/2021
Star Star Star Star Star
Already recommended to my friends

Austin Capital Mortgage was great to work with as a first time home buyer they were patient and informative and walked me through all of the steps. I’ve already recommended them to my friends and would definitely work with them on my next purchase as well.

Jack Gallagher
Austin
09/28/2021
Star Star Star Star Star
Professionalism, experience and expertise
Our new house wouldn’t have been possible without Paul’s professionalism, experience and expertise. As business owner, there is not much opportunity to get financing, but Paul made happened and our family now have our dream home. I recommend 100% and would use his services again without hesitation.
Antonio Moreno
Houston
06/17/2021
Star Star Star Star Star
Extremely accommodating

I have worked with Austin Capital Mortgage for all of my home purchases. They are experts in the space and always extremely accommodating. They have held our hand through every step of the process and saved us money with our rates along the way! Highly recommend.

Josh Feldman
Austin
10/05/2021
Star Star Star Star Star
Super easy and fast

I used Austin Capital Mortgage to purchase my home. The process was easy and went very smoothly. My experience was so great that I came back to ACM a year later to do a refinance. The interest rates were so low, they helped me take advantage of the low rates! My refinance was super easy and fast. Everything was well organized and ready to go when it was time to sign. I highly recommend Austin Capital Mortgage. I will certainly be using them again in the future.

Cheryl Trbula
Austin
01/20/2022
Star Star Star Star Star
Definitely recommend Rachel Brown!

Was referred to Austin Capital Mortgage through my realtor Melissa Seims. I was introduced to Rachel Brown who provided stellar service and was very meticulous. Being the micro-manager person that I am, I felt at ease allowing Rachel to guide me through all the requirements. She was on top of things that I didn’t even have to intervene! 🙂 She is a very caring person and would definitely recommend her!

P M
Austin
01/29/2022
Star Star Star Star Star
Communicated all the details
Paul went above and beyond to help with my refi and made sure he communicated all the details through the entire process. His expertise was clear as every time we spoke he was thinking a few steps ahead to make the transaction as smooth as possible. He answered his phone the first time it rang no matter when I called…and I called a lot. He became somebody I grew to trust immensely through the process and wont hesitate to make him the first call next time I need a mortgage.
Jimmy Juhl
Houston
07/23/2021
Star Star Star Star Star
Highly recommend Cameron

Cameron Valverde was excellent to work with and made our Re-Finance a breeze. He respected our time while still making our closing date. He obtained a great interest rate and our closing cost was zero. I would highly recommend Cameron over at Austin Capital Mortgage.

Mike Hetherly
Austin
02/03/2022
Star Star Star Star Star
Stellar service

Was referred to Austin Capital Mortgage through my realtor Melissa Seims. I was introduced to Rachel Brown who provided stellar service and was very meticulous. Being the micro-manager person that I am, I felt at ease allowing Rachel to guide me through all the requirements. She was on top of things that I didn’t even have to intervene! 🙂 She is a very caring person and would definitely recommend her!

Felipe Melchor
Austin
02/03/2022
Star Star Star Star Star
Excellent service

I called Austin Capital Mortgage, because we had used them before and were very satisfied. I was actually calling for advice and ended up talking to Adrienne Sanchez. I wasn’t looking for a loan but for advice. She took it upon herself to search out a number of alternatives, but it turned out that the best solution was a re-fi through ACM. It was the simplest and easiest loan app we’ve ever done. Excelllent service.

Tom Herod
Austin
02/08/2022
Star Star Star Star Star
Wonderful experience

Austin Capital Mortgage was a wonderful experience for our family. The entire team was dedicated to educating us, bringing us comfort, and provided a 10 out of 10 great experience. Adrienne specifically replied to us in the evenings and on weekends making sure we were secure and comfortable the entire time. She exemplified what a talented individual at this level should be. Few times in our careers have we experienced Adrienne’s level of service. We have no doubt we will be working with Austin Capital Mortgage again in the future for all of our financing needs.

B Gaynor
Austin
02/08/2022
Star Star Star Star Star
Phenomenal lender!
Phenomenal lender. I was new to the home-buying and lending scene, and he could not have been more accommodating. He answered every question I had and then some. I would highly recommend Paul and his team to anyone looking to buy a home. I will 100% be using him in the future.
Josh Rapp
Houston
11/20/2021
Star Star Star Star Star
Adrienne is the absolute best!!!

I can’t say enough good enough things about company. I have purchased multiple homes through Austin Capital Mortgage and it has been a breeze every time. Adrienne at ACM is my rep and she is the absolute best!!! Wish I could give them a 6 out of 5 stars! Thanks again for everything:)

Jason Twaddle
Austin
02/08/2022
Star Star Star Star Star
INCREDIBLE to work with

Adrienne was the loan officer that we worked with while refinancing our home. We had countless barriers due to a loan with the SBA. Adrienne and her office worked tirelessly to help us remove these barriers in order to fund our refinance. Adrienne and her office are INCREDIBLE to work with and I know we will continue to use them in the future!

Andrea Bright-Fontana
Austin
02/24/2022
Star Star Star Star Star
Five star service!

We worked with ACM a couple of times this year and they were fantastic. Tom and Charlie were super nice and they made the process easy for us. Five-star service!

Becky Wisdom
Austin
03/22/2022
Star Star Star Star Star
Easy and smooth!
Not only am I a real estate broker, but I am also a client! Paul Mitchell and his team are at the top of my lender referral list. I found the initial communication process to be very good, when we discussed various options. Then, the application and approval process was easy and went smooth. Closing happened in no time at all. Thanks Paul.
David Edgerton
Houston
07/29/2020
Star Star Star Star Star
Very helpful

Sir Nicholas Josey was unbelievably helpful and knowledgeable about the entire refinance experience. Could not have been easier, and he was very helpful in answering any questions we had about the multitude of options he presented us. It was a very smooth and easy process. We will absolutely use him for all mortgage financing in the future.

416drew
Austin
03/30/2022
Star Star Star Star Star
Paul is great to work with!
Paul was so great to work with! Buying your first house can be so stressful but he took the time time to explain every document and step in the home buying process in detail so we could get a handle on all the paperwork and “to do” lists. He always got back with us quickly about any questions or concerns we had in the process and helped the whole thing run so smoothly.
Haley Woods
Houston
11/16/2021
Star Star Star Star Star
Super happy!

Super happy working with Tom Oltmann to purchase our first home. He went above and beyond to make sure we understood each step of the loan process. He was very thorough with his communications and easy to reach if we had questions. I would not hesitate to use Austin Capital Mortgage again. Great experience overall. Thanks Tom!

James Lundberg
Austin
03/30/2022
Star Star Star Star Star
Extremely professional

We worked with Adrienne and Charlie to secure a loan for our first home and they couldn’t have been more helpful. They patiently answered all our questions and were extremely professional through the entire process.

Matt Miller
Austin
04/05/2022
Star Star Star Star Star
Local and Friendly!!!
LOCAL AND FRIENDLY!!!! Paul and Juliann were amazing! Not only were they incredibly nice, but they were very honest. We received the most up to date information. Paul worked to make sure we received everything we needed. Both were always available for questions. We closed on-time!!! We highly recommend Paul and his team!!
Naomi Pipes
Houston
08/20/2020
Star Star Star Star Star
Wow, wow and more wow!
Wow, wow and more wow! We closed on our property in record time, 1 week before we needed to! Charlie and Austin Capital have a “can-do” approach to everything. Not once did we hear any bad news or “no” or “we can’t”. Such a breath of fresh air! Everyone should use Charlie and Austin Capital for your mortgage needs. Brava team!
Marko Krosnjar
Austin
04/12/2022
Star Star Star Star Star
Very responsive

I enjoyed working with Austin Capital Mortgage, specifically with Cameron Valverde. He was always very responsive and provided me with the information and guidance I needed in order to close on my current home. There were some unforeseen circumstances but he was a part of the solution and stood by me and my realtor while we had to navigate a tough situation. Ten stars all around!

Audrey Ormond
Austin
04/19/2022
Star Star Star Star Star
Easy and Informed

We worked with Rachel Brown to purchase our first home and we couldn’t have picked a better person to help us through this process! Not only did she make it easy, we were always kept well informed and she went above and beyond to support us in making our purchase.

Emi Mccollum
Austin
04/19/2022
Star Star Star Star Star
Really great experience!

We were referred to Austin Capital Mortgage through a friend and had a really great experience! Jeff was so helpful and always answered any questions we had. Once we got a house under contract the process was very easy and super smooth. I honestly was surprised how easy they made it. We will certainly be using Austin Capital Mortgage for any future needs!

Ryan Hayes
Austin
04/26/2022
Star Star Star Star Star
Helped us every step of the way

We had a very difficult situation where there were more twists during the process than the Mississippi river – before Babe and Paul Bunyan straightened it out. There were issues on all sides – qualification, builder delays, non-standard builder financing, etc… But Tom Oltmann just rode through it and helped us every step of the way. Even when another funding group (builder’s primary) backed out and said they could not do it, Tom succeeded. I have used Charlie Cooper and now Tom for the last 3 houses, and some were very ugly, but the team handled it all.

Chuck Bloodgood
Austin
07/19/2022
Star Star Star Star Star
Professional!

I’ve had the pleasure of working with Nicholas Josey since he joined Austin Capital Mortgage and can’t speak highly enough about his level of professionalism. He is a wonderful addition to this mainstay local mortgage company

Lacey Warren Brown
Austin
07/27/2022
Star Star Star Star Star
Top Notch!

I have used Charlie Cooper and Tom Oltman at Austin Capital Mortgage for over 10 years for my mortgage needs. Each time the service is top-notch, professional, timely, and they provide a friendly atmosphere that will have me coming back time and time again. Highly recommend! Thanks, Tom & Charlie.

Steve N
Austin
07/30/2022
Star Star Star Star Star
Paul was Fantastic!

Paul was Fantastic! i could not has expected more out of him as he had gone above and beyond in helping us through our first home purchasing experience. He’s even gone out of his way to help us while we were overseas during the closing process and worked outside of his working hours. He is truly the best in the business and treated us with the highest integrity and professionalism while also providing the best rates in the market.

We would truly recommend Paul to any home buyer who is on the lookout for a new home and wishes to get the best rates and best service ever! Thanks Paul!!!

Richard Lu
Houston
05/23/2018
Star Star Star Star Star
Tom Oltmann was a rock star!

Tom Oltmann was a rock star! Always friendly, informative, and insanely quick to get everything done that needed to be done. Could not recommend enough. Thanks!

Evan Hanson
Austin
08/01/2022
Star Star Star Star Star
Highly Recommend
I highly recommend Rachel Brown at Austin Capital Mortgage. Rachel is excellent and went above and beyond to address all of our concerns during the purchase of our new home.
Jody Greenfield
Austin
05/02/2022
Star Star Star Star Star
5 Star experience
Nicholas J was fantastic to work with throughout the entire process. He was patient and punctual with all our concerns and inquiries. I would HIGHLY recommend using Nick as well as Austin Capital Mortgage for your next lending needs. I have nothing bad to say. Truly a 5 star experience.
LeKhan James
Austin
05/03/2022
Star Star Star Star Star
Definitely recommend!
Got approved very quickly unlike other mortgage companies with the help of Derek Poehlmann. He helped out every step of the way and made everything simple and understanding. Definitely recommend Derek and Austin capital mortgage
Jacob Grandado
Austin
06/01/2022
Star Star Star Star Star
Paul uses every resource possible to get you the best rate!

I was 3 days away from making a final decision on who I would go with to process my loan. I was ready to settle for a pretty ridiculous rate on an FHA loan. I decided to do a bit more research and I was blessed enough to cross paths with Paul Mitchell.

Paul called me the next day to explain the process and what was needed to get started. This happened to be a Sunday, which was unexpected but at the same time refreshing knowing I did not have much time before my final decision. As they say, the first impression is the best impression!

Paul made sure he got me the best rate possible. His professionalism and experience was very prominent throughout the process. He was always available to answer any questions or concerns I had and always responded in a timely manner. I’ve never had someone be so meticulous about my situation and really help me out the way he did. He used every resource possible to ensure I got the best rate on my mortgage. Paul was able to get me from a 4.325% interest rate I was initially going to settle for all the way down to a 3.375% interest rate.

All in all, if you’re looking for a great company/broker to go with for a loan, look no further than Paul Mitchell at Austin Capital Mortgage. I will be back again when I’m ready to refinance :). Thanks for everything, Paul, you were truly amazing and a blessing!

Mikie L
Houston
07/11/2017
Star Star Star Star Star
I will always be grateful
I can not say enough good things about Rachel Brown at Austin Capital Mortgage. To say I wouldn’t be a homeowner without her is not an exaggeration. For two years Rachel has worked with me on finding, financing and closing on a home. Her advice locked in an interest rate that made my home affordable and her help with financing was invaluable. This was a stressful process and her availability and vast knowledge made all the difference. I will always be grateful to her for her guidance and expertise in buying my home!
Elisabeth C
Austin
06/09/2022
Star Star Star Star Star
Extremely Helpful!
I have now bought my last 2 houses in the ATX area with Austin Capital! I worked with Cooper and Adrienne Sanchez both times. They were both extremely helpful throughout the entire journey. Could not recommend them more!
Stephen Popeck
Austin
06/16/2022
Star Star Star Star Star
Amazing!
I can’t say enough good things about Tom and his team at Austin Capital Mortgage! I’m a realtor and I was introduced to Tom through my clients who had gotten pre approved before reaching out to me. As a realtor, it’s always nerve racking working with a new lender because you never know what you’re going to get. I have to say I am so thankful that Tom and I got connected through our mutual client because he was AMAZING! He is so proactive, calls with updates and didn’t pass me off to multiple different assistants. If I have a client looking to get pre-approved I will definitely be recommending they get in touch with Tom and this is coming from someone who has worked with a lot of lenders in the Austin area.
Haylee Hibdon
Austin
06/16/2022
Star Star Star Star Star
Could not be more pleased!
I was referred to Rachel Brown through our realtor and I could not be more pleased with how our close process went. She was thorough and clear in her communication and attention to detail and she truly helped make the home-buying process so much simpler than it otherwise could have been. I highly recommend her for assisting others with the close!
Joshua VandeBunte
Austin
07/13/2022
Star Star Star Star Star
Truly recommend Paul
I truly recommend Paul. We bought our dream house and he worked hard with us to make it happen. Very professional and always available to any questions we had. I definitely recommend his services and I’ll definitely use him if ever need to in the future.
Carla Abiloglu
Houston
06/02/2021

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