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Estimate your VA Home Loan

With Austin Capital Mortgage, you can easily estimate your monthly mortgage payments. Put your assumptions on the home you want to buy, and we’ll quickly calculate an estimated monthly payment.

VA Home Loan Calculator

A VA home loan calculator is a useful tool that can help you estimate your monthly mortgage payments and other costs associated with a VA home loan. VA loans are a type of government-backed mortgage that is available to eligible veterans, active-duty service members, and their spouses.

To use a VA home loan calculator, you typically need to input some basic information such as the home's purchase price, your down payment amount, and the loan term. The calculator will then estimate your monthly payment, including principal, interest, taxes, and insurance (PITI), as well as any other fees associated with the loan, such as funding fees or mortgage insurance premiums.

Using a VA home loan calculator can help you determine how much you can afford to borrow and what your monthly payment will be. It can also help you compare different loan options to find the one that best fits your financial situation and goals. Keep in mind, however, that the actual cost of your VA loan will depend on a variety of factors, including your credit score, debt-to-income ratio, and the specific terms of your loan.

Overall, a VA home loan calculator is a useful tool that can help you make informed decisions about your home buying and financing options. It's important to use the calculator in conjunction with other resources and guidance from mortgage professionals to ensure you make the best decision for your needs.

VA Home Loan Mortgage Calculator - Estimate Your Monthly Mortgage Payments

Estimate your VA Loan payment:

    5. 3.134% APR Estimated rate, yours may differ.
    7. VA Purchase Loan
    8. Regular Military
    10. Property taxes are generally estimated to be 1.8% of the home's value, but may vary based on your location. Your Loan Officer can help you determine property tax rates in your area.
    11. Annual homeowners insurance is typically 0.35% of the home's value but can vary based on insurer.

Your Estimated
Monthly Payment:
 $831

  • Principal & Interest $623
  • Taxes $165
  • Insurance $44
  • VA Funding Fee $14

Loan Totals:

  • Purchase Price $150,000
  • Down Payment $0
  • VA Funding Fee $3,225
  • Total Loan Amount $153,450

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.8% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee

Estimated Monthly Payment:
$831
See Payment Breakdown