November 5, 2026Compare mortgage options for independent contractors with 1099 income: conventional, FHA, 1099-only, bank statement and P&L loans, and which fits…- November 5, 2026How do lenders count S-corp mortgage income? See how your W-2 salary, K-1 ordinary income and distributions are used, and…
November 4, 2026Self-employed less than 2 years? See when conventional, FHA and bank statement loans can work with one year of income,…
October 15, 2026Learn what bank statement loans are, how bank statement underwriting turns your deposits into income, and which self-employed borrowers they…
October 3, 2026Answers to real 1099 mortgage questions: write-offs, income history requirements, switching from W-2, and how it compares to a bank…
September 30, 2026See what a 1099 mortgage actually costs: interest rates, down payment requirements, and fees, and how they differ between standard…
September 30, 2026Learn what to ask a 1099 mortgage lender before you apply, from the gross income percentage they use to program…- September 30, 2026Learn the most common 1099 mortgage mistakes that delay or derail approval, from commingled accounts to industry switches, and how…
September 18, 2026Compare 1099 loans and bank statement loans for self-employed borrowers. See how qualifying income, documentation, and approval odds differ.
September 18, 2026Learn how 1099 income is treated differently than W-2 income for mortgage qualification, and how to qualify with no W-2…
