Jumbo Loans up to $10M

Finance a primary residence with loan amounts up to $10M.

We’ll show you the options for your purchase price and down payment.

Second homes qualify for jumbo financing.

We’ll help you compare terms for your loan size and credit profile.

Investment properties are eligible, with loan-to-value limits set by loan size.

We’ll walk you through the numbers for your property.

Qualify with 12 or 24 months of bank statements, a 12-month P&L or a written verification of employment, in place of full tax-return documentation.

We’ll help you pick the documentation that shows your income best.

Turn equity into cash. Cash-out is unlimited at 60% LTV or below, and available up to $750K above 60% LTV on the tear-sheet program.

We’ll show you how much you can access.

Asset depletion lets savings and investments count toward qualifying income.

We’ll help you document your assets the way the lender needs them.

Loan amounts start at $150K and reach up to $10M.

The larger the loan, the lower the maximum LTV and the higher the reserves. Your loan officer confirms terms for your amount.

On a primary home, 90% LTV is available on loans up to $1M with a strong credit profile.

Max LTV steps down as the loan grows: 85% up to $2M, 80% up to $2.5M, 75% up to $3M and 65% up to $3.5M on primary homes. Second homes and investment properties carry lower limits.

We’ll show you the LTV that applies to your loan size.

A 660 minimum credit score applies at the top LTV. Stronger scores unlock higher LTVs on larger loans.

We’ll help you plan around your score before you apply.

Reserves run 6 months for loans from $150K to $1M, 9 months from $1M to $2M and 12 months from $2M to $3.5M.

We’ll show you which of your assets count toward reserves.

Debt-to-income can reach 55% on a primary home with a 700+ credit score and 80% LTV or lower. Residual income of 1.5x applies.

Other scenarios use lower limits. We’ll show you where you stand.

Choose from full documentation, streamlined documentation, asset depletion, 12 or 24 months of bank statements, a 12-month P&L or a written verification of employment.

We’ll help you pick the option that fits your income.