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Purchase
Conventional Loan
FHA Loan
Bank Statement Loan
1099 Loan
USDA Home Loan
VA Loan
Jumbo Home Loan
Refinance
Cash Out Refinance
Rate & Term Refinance
Rates
Resources
Mortgage Calculator
Affordability Calculator
Rate Alerts
Get a quote
Self Employed Mortgage Guide
Texas Home Buyers Guide
First-Time Home Buyers Guide
Blog
About
About us
Reviews
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FHA Down Payment Requirements
FHA Down Payment Requirements and Gift Funds Rules
July 2, 2026
FHA loans require a down payment of 3.5% of the purchase price if your credit score is 580 or higher,…