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Purchase
Conventional Loan
FHA Loan
Bank Statement Loan
1099 Loan
USDA Home Loan
VA Loan
Jumbo Home Loan
Refinance
Cash Out Refinance
Rate & Term Refinance
Rates
Resources
Mortgage Calculator
Affordability Calculator
Rate Alerts
Get a quote
Guide to Your Home Loan Options
Guide for Texas Home Buyers
Guide for First-Time Home Buyers
Blog
About
About us
Reviews
Contact
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Mortgage Rate Quote
FHA Mortgage Insurance (MIP) Explained: Upfront and Annual
July 2, 2026
FHA mortgage insurance (MIP) comes in two parts. You pay a one-time upfront premium of 1.75% of your base loan…