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Tag:
self-employed mortgage
FHA Mortgage Insurance (MIP) Explained: Upfront and Annual
July 2, 2026
FHA mortgage insurance (MIP) comes in two parts. You pay a one-time upfront premium of 1.75% of your base loan…
FHA Credit Score Requirements: How Low Can You Qualify?
July 2, 2026
FHA guidelines set a 500 minimum credit score. A score of 580 or higher qualifies you for the low 3.5%…
FHA Down Payment Requirements and Gift Funds Rules
July 2, 2026
FHA loans require a down payment of 3.5% of the purchase price if your credit score is 580 or higher,…
Best Mortgage Lenders for First-Time Buyers: What to Compare Before You Apply
July 2, 2026
The best mortgage lender for a first-time buyer is the one that matches your loan type, income documentation, and timeline…
What Are the Requirements for a Profit and Loss Mortgage?
May 12, 2026
A Profit and Loss mortgage is a non-QM loan that lets self-employed borrowers qualify using a 12- to 24-month CPA-prepared…